Agility Partners with Ameritas Dental and Vision!

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Are your customers looking for a stand-alone dental and vision carrier that offers simple plans, a wide range of benefits, and a large network of providers? They need not look further than Ameritas, now partnered with Agility Insurance Services.

Ameritas has been offering dental coverage since 1959 and vision coverage since 1984. With $400 million in individual dental and vision plans available in all 50 states, Ameritas has become a trusted name in the industry. But what sets Ameritas apart from other carriers?

First and foremost, Ameritas focuses on simplicity, ease of enrollment, and member value. They offer a variety of plans that include implant coverage, teeth whitening, LASIK, hearing care, and Preventive Plus. With online enrollment and next-day benefits, consumers will immediately start enjoying the advantages of these benefits.

Ameritas also has an extensive network of providers. Their dental network boasts over 582,000 access points, 131,000 providers, and 93,000 locations across the United States and Mexico. With 25-50% savings compared to typical fees, your customers can rest assured that they are getting the best value for their money. For vision coverage, Ameritas partners with VSP and EyeMed network plans, giving you even more options.

But what if your clients are replacing a fully insured dental plan from another carrier? Ameritas offers Credit for Prior Coverage (CPC), as long as the gap in coverage is no more than 60 days from the Ameritas plan effective date, and the previous policy number and carrier name are provided during enrollment. This means customers can enjoy increased benefits, including year 2 plan benefits (coinsurance) on day one for Preventive, Basic, and Major dental services, based on the chosen plan.

Overall, Ameritas is an excellent choice for those looking for a stand-alone dental and vision carrier. With their focus on simplicity, value, and provider network, you as a health insurance agent can feel confident that your customers are getting the best coverage.

Are you ready and contracted to sell Ameritas plans?

Agility Producer Support
(866) 590-9771
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BCBS of Texas Will Be Keeping Ascension In Their Network

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Exciting news for healthcare consumers in Texas! Blue Cross Blue Shield of Texas has announced that Ascension, one of the largest non-profit healthcare systems in the country, will remain in their network. This means that patients who have health insurance through Blue Cross Blue Shield will continue to have access to Ascension’s vast network of hospitals and clinics across Texas.

Ascension’s non-profit commitment to providing high-quality, compassionate care to its patients is well known. With its extensive network of facilities, Ascension offers a wide range of services, from primary care to specialty care and everything in between. By keeping Ascension in their network, Blue Cross and Blue Shield is ensuring that its customers have access to the care they need, when they need it.

This decision is a big win for Blue Cross Blue Shield customers, as well as for Ascension. It’s not just about having access to quality care, but also about ensuring that patients have access to the care they need at a price they can afford. By keeping Ascension in its network, Blue Cross Blue Shield is helping to make sure that its customers are getting the best possible value for their healthcare dollars.

The decision to keep Ascension in the Blue Cross Blue Shield network was not an easy one, and the two organizations worked hard to come to an agreement that would benefit everyone involved. This shows their commitment to working together to provide the best possible healthcare to Texas residents.

This is fantastic news for those who have health insurance through Blue Cross Blue Shield of Texas. By keeping Ascension in their network, Blue Cross Blue Shield is demonstrating its commitment to providing its customers with access to the best possible care, at an affordable price. Whether you’re in need of primary care, specialist care, or anything in between, Blue Cross Blue Shield and Ascension are working together to make sure you have the care you need, when you need it.

Agility Producer Support
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Ambetter’s Total Compensation Will Earn You More Money in 2022

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Get in the Green with Ambetter!

With Ambetter’s competitive commissions and our 2022 New Member Bonus Program you’ll earn more money as you enroll Ambetter members.

Ambetter 2022 Broker Commission by State – Per member, per month for new and renewing members

  • Arkansas

    • Marketplace – $18 

    • Off-Marketplace – N/A

  • Arizona, Indiana, New Hampshire, New Jersey, New Mexico, Ohio

    • Marketplace – $20

    • Off-Marketplace – $20

  • Illinois, Michigan, Nevada, Pennsylvania, Texas 

    • Marketplace – $25

    • Off-Marketplace – $25

  • Florida, Georgia

    • Marketplace – $30 

    • Off-Marketplace – $30

  • Kansas, Kentucky, Mississippi, Nebraska, Tennessee

    • Marketplace – $20 

    • Off-Marketplace – N/A 

  • North Carolina, Oklahoma, Washington

    • Marketplace – $25

    • Off-Marketplace – N/A

  • South Carolina 

    • Marketplace – $30 

    • Off-Marketplace – N/A

Earn Up to $150 per member with our New Members Bonus Program.

Contracted agents can earn a one-time, per member bonus for eligible new members they enroll from November 1, 2021 through January 15, 2022.

2022 Member Bonus 

  • All States 

    • 50-99 members – $50 per member payout 

    • 100+ members – $100 per member payout 

    • NEW LEVEL: 10-49 members – $25 per member payout 

Ambetter members get a plan with the benefits they deserve.

  • My Health Pays®: Members can earn up to $500 in rewards a year that they can use towards healthcare-related costs.

 

  • Ambetter Telehealth: 24/7 medical help from doctors via video and phone, with $0 copay*. Members have access to doctors for non-emergency health issues or questions.

 

  • Start Smart For Your Baby®: Members take care of themselves and their baby with our maternity health program.

 

  • Health Management Programs: Members get personalized help managing chronic health conditions so they have fewer complications.


Are you contracted with Ambetter? If not, get enrolled through Agility Insurance Services today! 

Agility Producer Support
(866) 590-9771
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Aetna CVS Health To Offer Value Plans

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First Aetna, CVS Health® branded insurance plan offers value and ease

Health insurance will be significantly more affordable for millions of Americans in 2022, thanks to pandemic relief approved by Congress earlier this year. The ability to sign up for many low- and no-cost plans during the open enrollment window is time-limited.

To help more Americans get health coverage during the pandemic, the American Rescue Plan Act included enhanced premium tax credits for individuals who purchase their own health plans in the Affordable Care Act’s (ACA) health insurance marketplaces.

The ACA’s open enrollment period for 2022 began on Monday, November 1, and closes on Saturday, January 15, 2022. However, those who want coverage for the new calendar year will need to enroll by December 15, 2021.

One option will come from Aetna, a CVS Health company, which is re-entering the ACA individual insurance market in 2022 with the company’s first Aetna CVS Health branded insurance product. The plans will be available in select counties in eight states. The company aims to increase health care accessibility and affordability and improve health equity in local communities.

Florida, which has the nation’s highest ACA enrollment, is one of the eight states where the new plan will be offered in 2022. CVS Health has already started to evaluate expansion within these geographies.

Cost is also a significant driver of health care decisions for consumers in the individual marketplaces, the new plans feature tiered-benefit designs to accommodate different income levels and innovative features.

Are you enrolled with Aetna CVS Health? If not, get enrolled through Agility Insurance Services today!

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(866) 590-9771
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Key Broker Info for WellCare

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2022 WellCare Broker Information 

This post will provide information on the following topics we are sure you will find helpful as you continue to work with your clients:

  • Request For Information (RFI) – Resolving incomplete enrollments

  • Broker Identifier on Applications – Using the correct broker ID on applications

  • 2022 Centene Star Ratings – Downloads now available in CustomPoint

  • First Look Digital Materials – Locating resources formerly on the Digital Material Resources site

Request for Information (RFI)

Request for Information (RFI) status occurs when a submitted application is either incomplete or contains incorrect information. To avoid processing delays or application denial, please ensure you provide accurate and complete information.

You will be informed through email and text message if you have applications in RFI status. Please be on the lookout for these notifications and act promptly to resolve them. Important: RFIs must be resolved within 21 days of application receipt from the member, or the application will be denied.

The Request For Information Resource Page contains further instructions on how to resolve RFIs.

Broker Identifier on Applications

When submitting enrollment applications, please be sure to use the appropriate Broker Identifier. Do not use an Agency Identifier as this will impact commission processing and reporting. Please refer to the table below as a guide.

2022 Centene Star Ratings

Wellcare recently shared a 2022 CMS Star Ratings Communication and provided quick access to download rating sheets.

They are pleased to inform you the 2022 CMS Star Rating documents are available for download within CustomPoint. Please Note: Translations will be available in the coming weeks.

2022 CMS Star Ratings

First Look Digital Material Relocation

CustomPoint serves as your one-stop shop for accessing materials you need when meeting with beneficiaries. In addition, most materials are available in multiple languages!

The following materials, previously available on the Wellcare First Looks Digital Material site, are now available through CustomPoint:

  • Benefit Highlights

  • Enrollment Guides

  • Comprehensive Formularies


Are you contracted with WellCare? If not, get contracted with Agility Insurance Services today!

Agility Producer Support
(866) 590-9771
support@enrollinsurance.com

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CVS-Aetna Branded ACA Plans To Target Eight States in 2022

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CVS-Aetna Branded Obamacare Plans Target 8 States For 2022 Launch

CVS Health is looking to sell individual coverage with the “CVS-Aetna” brand on exchanges under the Affordable Care Act in up to eight states for 2022.

Citing better market conditions and quality low priced health plans it can offer. CVS Health’s Aetna health insurance unit left the ACA’s exchanges four years ago under prior Aetna management along with other insurers that were unable to manage rising costs of uninsured patients signing up for such coverage.

CVS explained the company is just now working with insurance regulators and submitting plans and rates to offer individual coverage under the ACA, which is also known as Obamacare after President Obama. CVS isn’t yet disclosing the states it plans to offer these plans, executives confirmed Tuesday.

The CVS-Aetna move back into the ACA individual business comes under a more supportive White House under President Joe Biden, who was Obama’s vice president when the ACA became law.

Health insurers are already seeing a spike of new individual Obamacare subscribers thanks to new regulations and support to the companies and Americans looking for coverage from the Biden administration. That contrasts with the Donald Trump administration, which attempted to get Congress to repeal the ACA.

CVS sees a large market of Americans that have no coverage and the opportunity to offer a unique product given the company’s network of pharmacies, MinuteClinics, and hundreds of HealthHub store formats.


Here’s what the law means for you: 

  • Almost everyone is required to have health insurance. 
  • Nobody can be denied health insurance coverage. 
  • Most health plans must include preventative care at no cost to you. 
  • For most health plans, your out-of-pocket costs for healthcare can’t exceed a set amount. 
  • You must get a clearly written summary of your benefits and coverage. 
  • Children can stay on the family health plan until they turn 26. 
  • You can buy a health plan through a public exchange, or marketplace. Or you can buy a health plan without going through the public exchange. These plans must cover a defined set of benefits. 
  • If you buy your plan through a public exchange, the government may help you pay for it. 

The law covers most health plans sold today, but some parts don’t apply to plans that were sold before the law was passed.

Visit the Aetna website and Forbes for more information. 
 
 
Get contracted and ready to sell Aetna CVS Health plans for 2022! 

Agility Producer Support
(866) 590-9771
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National Life Group: September is Life Insurance Awareness Month

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Three ways to engage throughout Life Insurance Awareness Month.

Your clients and prospects have lived through many changes over the
past two years, which have underscored the need for life insurance more
than ever before.

Take this opportunity to reach out and help them understand what “With life insurance, I’ve got you.” might mean to them and to their loved ones.

Three ways to engage throughout Life Insurance Awareness Month:

  1. Check NL Edge for weekly sales ideas.  Each week, we’ll feature a new sales idea in NL Edge to give you new insight and a competitive advantage.
  2. Get social.  Connect with clients and future
    customers using the power of social media. You will find a wealth of
    life insurance themed content available.

  3. Use our abundance of tools and marketing resources.  Looking for an email, flier or other marketing tool on a specific product or idea? We have an eKit for that!

 

And don’t forget you National Life Group Contracting!

 

Agility Producer Support
(866) 590-9771
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Aetna & CVS Health to enter the Affordable Care Act (ACA) Marketplace in 2022

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Aetna, CVS Health to enter the Affordable Care Act (ACA) individual insurance marketplace in Texas for January 1, 2022

This combines the health coverage of Aetna®, a CVS Health company, with local care at CVS Pharmacy®, MinuteClinic® and CVS® HealthHUB™ locations to deliver a quality, affordable health care experience.

 

WOONSOCKET, R.I., Aug. 4, 2021 /PRNewswire/ — Aetna and CVS Health (NYSE: CVS) will enter the individual insurance marketplace in Texas (specifically in select counties in the Austin, El Paso, Houston and San Antonio
markets) with the first Aetna CVS Health hybrid-branded insurance
product, providing access to health care for more Texans. Aetna and CVS
Health bring together quality along with convenience and expanded
services to meet consumer health needs, simply and affordably. 

“With the combined strength of Aetna and CVS Health, we’re uniquely
positioned to provide greater value for consumers, particularly the
millions of Americans who are uninsured or underinsured,” said Dan Finke,
Executive Vice President, CVS Health, President, Aetna. “We are taking a
human-centered approach to health care by connecting people to the
services and support they want – in their neighborhood, home and
virtually anywhere they need us.”

With these plans, members will have access to Aetna’s high-quality
network of health care providers and telemedicine services.
Additionally, the plan provides members with unique and convenient
health care offerings at MinuteClinic, HealthHUB and CVS Pharmacy
locations across the country.

Along with an enhanced direct enrollment experience via Aetna’s website, the plans feature:

  • No-cost or low-cost visits at any of the more than 50 MinuteClinic locations in Texas and over 1,100 MinuteClinic locations across the country.
  • Access to a Care Concierge at CVS HealthHUB locations, who is
    available to assist members by helping them navigate health care
    services and products.
  • 20% off select CVS Health Brand health and wellness products at any one of the 10,000 CVS Pharmacy stores. 
  • 90-day refills members can have delivered directly to their door for free.
  • Simplified member experience that lets members pay their premium at the store and manage their account with our mobile app or through the web.

“A key priority is providing people with access to the care they
need – simply, easily and affordably,” said Neela Montgomery, Executive
Vice President, CVS Health and President, CVS Pharmacy. “Whether it be
through our health plan, MinuteClinic, CVS HealthHUB, CVS Pharmacy or
any of our virtual care options, we are committed to helping simplify
health care and enable healthier outcomes.”

Additional CVS Health services include:

  • Added convenience with access to virtual care, including through MinuteClinic
  • Quality guidance and treatment for maternity care, as well conditions such as diabetes, hypertension, kidney disease
  • Help staying on track to better health with Pharmacy Advisor counseling and data-driven Next Best Actions or health nudges
  • Convenient, total health support with Destination Behavioral Health
  • Care in the comfort of the member’s home with Coram Home Infusion

The select Texas counties this new offering will be available in include Bexar, Brazoria, Comal, El Paso, Fort Bend, Galveston, Guadalupe, Harris, Hays, Kendall, Montgomery, Travis, and Williamson.

In addition to Texas, CVS Health is entering the individual exchange market in Arizona (Banner | Aetna), Florida, Georgia, Missouri, Nevada, North Carolina, Northern Virginia (Innovation Health) and Virginia.*

*Filings in each state are complete. Final approval to entry is pending state and federal reviews/certifications. 

About CVS Health

CVS
Health is the leading health solutions company, delivering care in ways
no one else can. We reach more people and improve the health of
communities across America through our local presence, digital channels
and our nearly 300,000 dedicated colleagues – including more than 40,000
physicians, pharmacists, nurses, and nurse practitioners. Wherever and
whenever people need us, we help them with their health – whether that’s
managing chronic diseases, staying compliant with their medications, or
accessing affordable health and wellness services in the most
convenient ways. We help people navigate the health care system – and
their personal health care – by improving access, lowering costs and
being a trusted partner for every meaningful moment of health. And we do
it all with heart, each and every day. Learn more at www.cvshealth.com.

About Aetna

Aetna,
a CVS Health business, serves an estimated 34 million people with
information and resources to help them make better informed decisions
about their health care. Aetna offers a broad range of traditional,
voluntary and consumer-directed health insurance products and related
services, including medical, pharmacy, dental and behavioral health
plans, and medical management capabilities, Medicaid health care
management services, workers’ compensation administrative services and
health information technology products and services. Aetna’s customers
include employer groups, individuals, college students, part-time and
hourly workers, health plans, health care providers, governmental units,
government-sponsored plans, labor groups and expatriates. For more
information, visit www.aetna.com and explore how Aetna is helping to build a healthier world.

 

ACA Contracting Available Here > 

 

News provided by


Aetna


Aug 04, 2021, 08:30 ET

Agility Producer Support
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2021 Marketplace Special Enrollment Period State-by-State Premium Savings for Returning Consumers from the American Rescue Plan

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CMS News Room Fact Sheet

The Centers for Medicare & Medicaid Services (CMS) reports that since the Special Enrollment Period became available on HealthCare.gov on February 15, more than 1.5 million Americans have enrolled in health coverage at HealthCare.gov. 

 Additionally, more than 2.5 million current
enrollees have returned to the Marketplace to find average savings of
over $40 per month, compared to their premiums prior to the ARP
implementation. The table below shows the average premiums and savings
by state before and after additional American Rescue Plan subsidies
became available on April 1 through June 30.  

Current Marketplace enrollees can review their
application anytime to make any needed changes to their current
information, submit their application, and reselect their current plan,
to ensure they maximize their savings for Marketplace coverage for the
rest of 2021.

There are several ways to apply and enroll into affordable health coverage:

  • Use HealthCare.gov to apply online.
  • Call the Marketplace Call Center at 1-800-318-2596, which provides
    assistance in over 200 languages. TTY users should call 1-855-889-4325.
  • Find local help through an agent/broker or assistant in your area at Healthcare.gov/find-assistance/
Premium Savings for Returning Consumers’ DUE to the American Rescue Plan (through 6/30/2021)
State Average Pre ARP Net Premium Average Post ARP Net Premium Average Savings Due to ARP
HeathCare.gov Total $104 $62 -40%
AK $154 $87 -44%
AL $120 $70 -42%
AR $168 $96 -43%
AZ $179 $110 -39%
DE $197 $118 -40%
FL $73 $41 -44%
GA $93 $51 -45%
HI $198 $124 -37%
IA $146 $74 -49%
IL $217 $148 -32%
IN $229 $150 -34%
KS $158 $97 -39%
KY $185 $112 -40%
LA $192 $125 -35%
ME $165 $98 -41%
MI $167 $108 -35%
MO $139 $83 -40%
MS $79 $39 -51%
MT $184 $113 -39%
NC $107 $61 -43%
ND $126 $71 -44%
NE $109 $53 -51%
NH $206 $135 -35%
NM $175 $110 -37%
OH $210 $139 -33%
OK $89 $50 -44%
OR $217 $145 -33%
SC $116 $72 -37%
SD $133 $73 -45%
TN $129 $77 -40%
TX $84 $52 -38%
UT $75 $44 -42%
VA $142 $82 -42%
WI $177 $103 -42%
WV $262 $178 -32%
WY $111 $61 -45%    

 

 Medicare Contracting & Certifications are Available here!

Agility Producer Support
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UHC: UHone 2 Way 3Q Incentive August 1 – October 31, 2021

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It’s not exactly Deja Vu, but close! Just like Q2 you have the flexibility to earn more in Q3 with TWO ways to earn and maximize your sales with eligible products!

 

But you must Register (again) to be eligible — Register Today!

1st Way: TriTerm Medical
(Nearly 3-year term — longest term length available in the short-term market!)
Earn with your first TriTerm Medical application!
Then earn more as you have more business submitted and issued!
TriTerm Medical Plans 1-4 apps 5-9 apps 10-14 apps 15+ apps
Copay, Plan 80, Plan 100 $100 $200 $300 $350
Value, Hospital & Surgical $50 $100 $200 $250

2nd-Way: Short Term Medical
& Health ProtectorGuard
Submit and have issued any combination of 10 Short Term Medical and/or Health ProtectorGuard applications and you can earn a bonus starting with the first app.
Short Term Medical
(min. 12-month term1)		 $100
Short Term Medical
(6-11 mo. Term2)		 $50
Health ProtectorGuard $100

But wait… there’s one more way: Earn more on eligible ancillary plans!

When
you’ve submitted and have issued any combination of 10 TriTerm Medical
plans, Short Term Medical, and Health ProtectorGuard plans, during the
incentive period, then you are eligible to earn $30 for every submitted and issued3:

  • Dental
  • Critical Illness
  • Accident (SafeGuard, ProGuard Series)
  • HealthiestYou (telehealth)
  • New Benefits (discount plan with telehealth) – added for 3Q!

Our best plans are available to help your clients find coverage that works best for them and you have the freedom to earn a little more in a way that works best for your business!

Submit eligible product applications between Aug. 1, 2021 – Oct. 31, 2021.
If issued by Nov. 15, 2021 and meet eligibility requirements, then
you’ll earn more for your efforts! You must register to be eligible to
earn.

REGISTER TODAY > 

And don’t forget to get contracted with available supplemental products and carriers >

 

Agility Producer Support
(866) 590-9771
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