First Aetna, CVS Health® branded insurance plan offers value and ease

Health insurance will be significantly more affordable for millions of Americans in 2022, thanks to pandemic relief approved by Congress earlier this year. The ability to sign up for many low- and no-cost plans during the open enrollment window is time-limited.

To help more Americans get health coverage during the pandemic, the American Rescue Plan Act included enhanced premium tax credits for individuals who purchase their own health plans in the Affordable Care Act’s (ACA) health insurance marketplaces.

The ACA’s open enrollment period for 2022 began on Monday, November 1, and closes on Saturday, January 15, 2022. However, those who want coverage for the new calendar year will need to enroll by December 15, 2021.

One option will come from Aetna, a CVS Health company, which is re-entering the ACA individual insurance market in 2022 with the company’s first Aetna CVS Health branded insurance product. The plans will be available in select counties in eight states. The company aims to increase health care accessibility and affordability and improve health equity in local communities.

Florida, which has the nation’s highest ACA enrollment, is one of the eight states where the new plan will be offered in 2022. CVS Health has already started to evaluate expansion within these geographies.

Cost is also a significant driver of health care decisions for consumers in the individual marketplaces, the new plans feature tiered-benefit designs to accommodate different income levels and innovative features.

Are you enrolled with Aetna CVS Health? If not, get enrolled through Agility Insurance Services today!

Agility Producer Support
(866) 590-9771
support@enrollinsurance.com

 

Aetna 2022 Bonus Program 


Enroll early, get paid early

Jumpstart your earnings. Just submit applications for new 2022 Aetna ACA Individual and Family Plans in Arizona, Florida, Georgia, Missouri, North Carolina, Nevada, Texas or Virginia between November 15, 2021 and December 15, 2021. When you do, you will be eligible to earn additional broker credits based on the enrolled membership.

Getting started — about the program

• You can earn up to $50 or $60 per enrolled member for applications received between November 15, 2021 and December 15, 2021, subject to a minimum of 25 qualifying members in each participating state.

• For new 2022 Aetna Individual ACA Individual and Family Plan medical sales only, including Sales of Banner|Aetna and Innovation Health plans.

• New business qualification tracked by state; no combining business across states.

• For the purpose of calculating enrolled member credits, Broker shall be subject to a per-policy maximum of 5 members for both qualification and payment.

• Brokers must have at least one eligible policy effectuated by December 31, 2021 per qualifying state to be eligible for credits in that state.

• We will pay credits by March 31, 2022.

• Credits earned will be in addition to those earned under Aetna’s national producer programs including but not limited to the other Individual and Family credit programs.

Are you enrolled in Aetna? Get contracted through Agility Insurance Services ASAP to get paid early!

Agility Producer Support
(866) 590-9771
support@enrollinsurance.com

 

Get Ready to Earn More! It’s simple. Just sell Aetna ACA Individual and Family Plans in Arizona, Florida, Georgia, Missouri, North Carolina, Nevada, Texas or Virginia with January 1, 2022 or February 1, 2022 effective dates. When you do, you will be eligible to earn more broker credits.


The program is eligible for new Aetna CVS Health individual ACA medical sales only, including sales of Banner|Aetna and Innovation Health plans.



Rewards 

  • Enrolled members by state: 0-9 – N/A

  • Enrolled members by state: 10-24 – $25 per member 

  • Enrolled members by state 25-49 – $50 per member 

  • Enrolled members by state 50+ – $75 per member 

Getting started – about the program 

  • You can earn up to $75 per enrolled member, based on the total members sold in each participating state.

  • For new Individual ACA On and Off Exchange members sold with January 1, 2022 and February 1, 2022 effective dates.

  • For new Aetna Individual ACA medical sales only, including sales of Banner|Aetna and Innovation Health plans.

  • Members must continue coverage for at least 90 days from effective date to be eligible for payment.

  • New business qualification tracked by state; no combining business across states.

  • For the purpose of calculating enrolled member credits, Broker shall be subject to a per-policy maximum of 5 members for both qualification and payment.

  • We will pay credits by July 31, 2022

Program term

  • New business sold with January 1, 2022 and February 1, 2022 effective dates.

Eligible participants

  • Must be licensed and appointed (where required) and have an in-force Producer Agreement.

  • General Agents are not eligible.

Eligible business

  • New Aetna ACA Individual and Family business in Arizona, Florida, Georgia, Missouri, North Carolina, Nevada, Texas and Virginia.

  • For the purpose of calculating enrolled member credits, Broker shall be subject to a per-policy maximum of 5 members for both qualification and payment.

  • You must document the relationship between the broker and member to our satisfaction.

  • Submit all new business using the same tax identification number.

  • Members must continue coverage for at least 90 days from effective date to be eligible for payment.

  • New Business qualification tracked by state. No combining business across states.

  • New dependents of current members are not part of credit calculations.

  • The primary broker is eligible for payment on business sold through a General Agent

Disclosures

  • Broker must provide written disclosure in advance to customers about the compensation that the broker may receive from Aetna.

  • More details are available in our standard

  • Producer Agreement at http://www.aetna.com/insurance-producer/document-library/aetna-producer-agreement.pdf

  • We will disclose the credits outlined in this document in accordance with our Producer Compensation Disclosure policy.

Payments

  • We will pay credits by July 31, 2022.

  • We will report credits as taxable income.

  • We will submit payments under one Tax Identification Number (TIN). We will not split payments to multiple brokers or TINs.

  • We will not be able to consider any disputes about any payments under the program unless communicated in writing within 90 days of payment release. We will not consider any retroactive payment after 90 days post-payment release.

For more information on the bonus program, click here


Are you contracted with Aetna CVS Health? If not, visit Agility Insurance Services to get registered and contracted now!

Agility Producer Support
(866) 590-9771
support@enrollinsurance.com

 

CVS-Aetna Branded Obamacare Plans Target 8 States For 2022 Launch

CVS Health is looking to sell individual coverage with the “CVS-Aetna” brand on exchanges under the Affordable Care Act in up to eight states for 2022.

Citing better market conditions and quality low priced health plans it can offer. CVS Health’s Aetna health insurance unit left the ACA’s exchanges four years ago under prior Aetna management along with other insurers that were unable to manage rising costs of uninsured patients signing up for such coverage.

CVS explained the company is just now working with insurance regulators and submitting plans and rates to offer individual coverage under the ACA, which is also known as Obamacare after President Obama. CVS isn’t yet disclosing the states it plans to offer these plans, executives confirmed Tuesday.

The CVS-Aetna move back into the ACA individual business comes under a more supportive White House under President Joe Biden, who was Obama’s vice president when the ACA became law.

Health insurers are already seeing a spike of new individual Obamacare subscribers thanks to new regulations and support to the companies and Americans looking for coverage from the Biden administration. That contrasts with the Donald Trump administration, which attempted to get Congress to repeal the ACA.

CVS sees a large market of Americans that have no coverage and the opportunity to offer a unique product given the company’s network of pharmacies, MinuteClinics, and hundreds of HealthHub store formats.


Here’s what the law means for you: 

  • Almost everyone is required to have health insurance. 
  • Nobody can be denied health insurance coverage. 
  • Most health plans must include preventative care at no cost to you. 
  • For most health plans, your out-of-pocket costs for healthcare can’t exceed a set amount. 
  • You must get a clearly written summary of your benefits and coverage. 
  • Children can stay on the family health plan until they turn 26. 
  • You can buy a health plan through a public exchange, or marketplace. Or you can buy a health plan without going through the public exchange. These plans must cover a defined set of benefits. 
  • If you buy your plan through a public exchange, the government may help you pay for it. 

The law covers most health plans sold today, but some parts don’t apply to plans that were sold before the law was passed.

Visit the Aetna website and Forbes for more information. 
 
 
Get contracted and ready to sell Aetna CVS Health plans for 2022! 

Agility Producer Support
(866) 590-9771
support@enrollinsurance.com